Who issues virtual credit cards

Get started instantly. Powers platforms and marketplaces. Programmable card controls. Issue custom cards in seconds. Set dynamic spending controls.

Add a spending limit. Applies to categories Choose No categories selected. Cancel Add. Authorize transactions in real-time. Explore the docs. On-demand branded cards. Coming soon. Standard Card creation Create and issue cards instantly and get branded physical cards shipped in just two days.

Branded card designs Multiple shipping options Issue cards through Connect Push provisioning to digital wallets. Card transactions Set custom controls for every transaction and update them at any time. International payments Additional fees required for international cards and currency conversion. Disputes Dispute transactions on issued cards. Customized Custom economics are available for companies with large payments volume or unique business models.

Request an invitation to Stripe Issuing. First name. Each virtual card comes with its own card number, CVV number and validity details. It can be used for online transactions just like regular credit cards.

You can just use your smartphone to transact. Since they are only visible to you, any chance of cloning or fraud is negligible. Every virtual credit card is meant for one time use. It is created for a single online transaction and is valid for a maximum of 48 hours. The credit limit and validity period may vary from bank to bank. Virtual credit cards are issued only to the primary card holder, not to any secondary holder. A virtual card may be available to non-credit card holders too.

In their case, the virtual credit card will be linked to their debit card or the account. Nifty 18, Zomato Ltd. Market Watch. ET NOW. Brand Solutions. A VCC is issued only to the primary cardholder and not to an add-on holder of the primary card. A VCC is available for online transactions only and does not extend to physical swipes.

When using it to make purchase or payments, a user needs to follow the steps mentioned below to complete a transaction. Given the mentioned features and benefits, a VCC ensures additional security as against a physical credit card. Other benefits include the following —. In the case of expiry of the VCC, the remaining credit limit is transferred to that of the primary card.

Currently, financial institutions provide these cards free of cost. You do not need to pay any fees or charges when availing it. The utility of VCCs extends to both national and international transactions, thus enabling cardholders to purchase conveniently online. Users must, however, confirm their decision for VCC applications after considering the following pointers.

Existence of a primary credit card is essential to issue a VCC. Individuals must, therefore, obtain a physical card to be able to avail and use it. In that case, users cannot purchase with this card when making purchases at a shopping mall or outlet. Weigh its benefits against the limitations to decide whether to go for the application or not.

In case its limitations outweigh its benefits, users can go for options like Bajaj Finserv RBL Bank SuperCard that come with robust security features like zero-fraud liability and in-hand security. Other attractive features of the card include attractive annual savings, interest-free cash withdrawals for up to 50 days, repayment in easy EMIs, personal loan against the unused credit limit, and more.

Avail it online by completing a simple application procedure to enjoy such features and benefits. I declare that all the particulars and information provided by me are true, correct, complete and up-to-date in all respects and that I have not withheld any information whatsoever. I undertake to keep BFL updated of any change in the information provided by me.

I further understand and agree that pursuant to this application form, I will be required to submit documents to the satisfaction of Bajaj Finance and accept the loan terms and conditions for availing the loan granted to me by Bajaj Finance from time to time.

Send me transaction and service notifications on Whatsapp. Money in bank in 24 hours Apply Now. What is a virtual credit card and should you apply for one? Views Share. Highlights A virtual credit card requires a primary card How to apply for a virtual credit card in India? A virtual credit card may have a lower credit limit The SuperCard offers you both security and perks.

Virtual Credit Card Most major credit card issuers offer virtual credit cards VCC to ease customer transactions and improve security in usage. Comes with a transactional limit Similar to physical credit cards, VCCs also come with a limit to transactions. Immediate availability As card issuers provide VCCs online, customers can access them immediately for required transactions.